“Warmest Wishes for a Merry Christmas from our home to yours!”  For this family, we customized our Mele Kalimaka collage card with their own holiday wording and 12 of their own photos.  We can leave your photos in fun color, as we did for this card, or we can convert some or all of them to black & white or sepia for you.  The tropical colors can be changed to suit your taste, as can all of the wording.