A time for giving – the holiday season. This is the time to review your charitable giving for the year and consider a year end gift before the tax year is complete. There are many worthy organizations – which one(s) hold a special place in your life and heart? This is most rewarding personally plus [...]
Do you have your estate planning completed? If not, your state and federal government have done it for you – and you might not like how they have arranged your personal affairs. Scary thought isn’t it? Especially if you have children. This is an emotionally charged issue with many of us, but please do not [...]
This is the month I dread. Many of the financial tasks have been satisfying, but I will admit this is not for me..but we will do it anyway! This is the month your employer distributes the insurance information with all the options listed. Your task is to seriously look it over. Consider the choices for [...]
The theme for September is Back to School. For those of you with children with college ahead, start saving now. For relatives who would like to contribute, using part of the birthday or Christmas gift money possibly (worth a try), you will need to set up a college savings plan. To research the saving plans [...]
Summer time…reading on the beach… improving yourself and preparing for the fall season is a great topic for one of your books. A trip to your local bookstore or public library will offer you many choices in the personal and financial aspects of your life. What areas are you wanting to improve in the later [...]
Where have the months gone? It is mid-year and we have a financial check-up for this month. Rebalancing can make a substantial difference in your rate of return on your investments – especially protecting in a downturn. Once you have decided your mix of stocks, bonds and cash, check all accounts and make any rebalance [...]
