This is the month I dread. Many of the financial tasks have been satisfying, but I will admit this is not for me..but we will do it anyway!

This is the month your employer distributes the insurance information with all the options listed. Your task is to seriously look it over. Consider the choices for you and your family and those you are not certain about or need more information regarding, get it from your employer, on-line research and library resources.

Consider cutting your prescription costs by using a generic version of the medication (seek your doctor’s advice, possibly a phone call will result in savings).

Look at the benefits offered at each place of employment and research your private and business  benefits verses costs. Do you have double coverage on yours and your spouses insurance? Then see which is better and discontinue the other insurance. It is amazing the cost difference for the same or better benefits from one employer to another (and private companies too).

Would a Health Savings Account for your out-of-pocket medical expenses be a savings in taxes for you?

It is time to handle this month’s task…ready, set, go!